Trying to set the stage for a “duty to settle” claim, Randy Powell — who alleged that Katie Linares broadsided his van when he stopped in front of her vehicle and started turning left to make a U–turn — demanded the $20,000 limit of the auto policy she purchased from American Service Insurance Co. (ASI). ASI rejected the demand; Powell scored $47,951 at trial; Linares assigned her rights against the insurer — and Powell sued for alleged breach of the duty to settle. According to …