Where a defendant is served process by substitute service, if that defendant challenges the service with an attached affidavit or evidence, the return for the service is not sufficient proof of service. The Illinois Appellate Court, 1st District, 5th Division, reversed and remanded a decision by Cook County Associate Judge Darryl B. Simko. On Feb. 17, 2010, JPMorgan Chase Bank, N.A., filed suit to foreclose a 30-year mortgage loan taken out in 2007. The mortgaged property was a lot owned by Natalie E. Solomon. On …