Where an insurer provided an excess policy, there was no duty to settle a suit or inform the defendants of any potential conflicts of interest that may exist until the primary policy limit was exhausted. The 7th U.S. Circuit Court of Appeals affirmed a decision by U.S. District Judge John W. Darrah. Kevin Fox was arrested in 2004 and charged with the sexual assault and murder of his 3 year-old daughter. Will County detectives coerced Fox into confessing and also delayed DNA testing of evidence, leaving Fox …