‘Laffidavits’ make cruel joke of system

Lawyers' Forum

By Christopher D. Kruger

Christopher D. Kruger, an Evanston lawyer, is a 2004 graduate of Chicago-Kent School of Law. His practice areas include consumer advocacy, employment rights, civil rights and constitutional law.

Posted November 26, 2014 2:48 PM

Illinois Supreme Court Rule 114, which took effect May 1, 2013, requires mortgage lenders to “comply with the requirements of any loss mitigation program which applies to the subject mortgage loan” prior to moving for a judgment of foreclosure. The rule applies to all homeowners who have appeared or filed a responsive pleading in the foreclosure. The rule, passed simultaneously with Rule 113 — which governs the contents and format of certain documents filed by mortgage foreclosure plaintiffs &mdash …

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