Where a defendant need not know every participant in a conspiracy to qualify as an organizer or leader, there is no bar for purposes of sentencing enhancement. The 7th U.S. Circuit Court of Appeals affirmed a decision by Judge Ronald A. Guzman. Fred Haywood worked for mortgage brokers between July 2001 and June 2007. During that time, he and at least 10 others, defrauded financial institutions that made loans to the brokerage’s clients. As a loan officer, Haywood was tasked with preparing loan applications and …