Mortgage terms — insurance proceeds, breach

Posted October 6, 2015 4:41 PM

Where a mortgage agreement provided for specific conditions in which insurance proceeds could be applied to a loan, general default on the agreement was not one of them.The 7th U.S. Circuit Court of Appeals affirmed in part and reversed in part a decision by U.S. District Judge Ronald A. Guzman.Daniel Avila bought a Chicago home in 2005 with a $100,500 mortgage loan from CitiMortgage. Five years later, a serious house fire made the house uninhabitable. Avila filed a claim with his homeowner’s insurance carrier, which …

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