After a 1st District Appellate Court ruled in 2014 that an injured couple may recover from their own underinsured-motorist policy before pursuing a car rental agency’s insurance, the Illinois Supreme Court asked the panel to take a second look in light of an October high court ruling.The Supreme Court decided in Nelson v. Artley that a rental car company was only liable under state law for a maximum of $100,000 toward all the injured parties in a collision, even if the company self-insured — overturning an …