A state appeals panel has ruled that a woman who shared a joint checking account with a man facing a $298,000 judgment did not demonstrate that the money in the account was not subject to garnishment.If a third party can prove with clear and convincing evidence that the money in a joint checking account is theirs, this would prevent a court from garnishing the account in order to satisfy a judgment, the panel found.The 1st District Appellate Court found Vanya Khoury, a third-party respondent, did not present clear and …