Fair Debt Collection Practices Act — deficiency claim

Posted March 24, 2017 1:49 PM

Where a plaintiff did not identify any law or policy requiring a mortgagee to get authorization from Federal Housing Administration before pursuing a deficiency judgment, the plaintiff failed to state a claim under the Fair Debt Collection Practices Act.The 7th U.S. Circuit Court of Appeals affirmed a decision by Judge Charles R. Norgle.Kimtylery Heng obtained a Federal Housing Administration-insured residential mortgage and subsequently defaulted due to financial hardship.Heavner, Beyers & Mihlar LLC, a law firm …

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