The Employee Retirement Income Security Act (ERISA) is extremely broad in its scope. It affects both retirement benefits and other employee benefits such as health insurance in the majority of workplaces in the United States.However, there are exceptions — government employees are exempted from ERISA, meaning that benefits involving federal, state and municipal employees are not subject to ERISA’s funding and notice rules. Further, claims by such employees are exempted from the arcane rules and procedures …