Policy clause gives insurer upper hand to deny coverage

Trial Notebook

By Steven P. Garmisa

Hoey & Farina

Posted February 16, 2018 1:04 PM

Glancing at the additional-insured endorsement in the commercial general liability policy that Victoria Metal Processor purchased from Nautilus Insurance Co., it looked like Victoria satisfied its contractual obligation to provide insurance coverage to Vivify Construction for accidents involving negligence by Victoria on a construction project where Vivify was general contractor.What Vivify discovered when Nautilus refused to cover a lawsuit filed by a Victoria employee, Pablo Vieyra, who alleged he fell from a second …

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