The 5th District Appellate Court recently held that an insurer breached its duty to defend despite the fact that it paid more than $1 million in defense costs under a reservation. The court further held that the insurer also breached its duty to settle by advising its insured not to settle without the insurer’s consent and by filing a declaratory action regarding coverage. Rogers Cartage Co. v. Travelers Indemnity Co., 2018 IL App (5th) 160098 (April 5).The insured, Rogers, was represented by, among others, Lathrop …