Is a mortgagee entitled to insurance proceeds under a homeowners’ policy that has a “standard mortgage clause” when the named insured never had an insurable interest in the residence?Suing for a declaratory judgment in Cook County, State Farm Fire & Casualty Co. argued that the policy is void as to all insureds in this scenario.The case involved a house in far north suburban North Chicago that Paul Dubrovsky purchased with a mortgage loan held by Seterus Inc. The problem was that the named insured in …