Where a party may not compel arbitration after losing on a central question of law in U.S. District Court, the lower court order was affirmed.The 7th U.S. Circuit Court of appeals affirmed a decision by U.S. District Judge Richard L. Young, Southern District of Indiana.In 2014, Francina Smith applied for an received a Sam’s Club credit card from Synchrony Bank. The credit card contract included an agreement to arbitrate all disputes arising from the account.The arbitration agreement also contained a waiver of the …