Where an individual is carrying out an instruction from an employer with whom he has contracted, for the purposes of insurance, he is to be considered as an agent of the employer and if that employer’s insurance is designed to cover the actions of agents, then he is protected under it. The Illinois Appellate Court, 1st District, 2nd Division, affirmed a decision by Cook County Circuit Judge Sophia Hall. Krysztof Emiljanowicz, a trucker, agreed to serve as a contractor with SSTS Inc. On May 12, 2004 …