Even if only one of the claims in a multi-count complaint is covered under the typical liability policy, the insurance company’s contractual duty to defend is generally interpreted as meaning the insurer is obligated to pay for a defense against “all counts of that lawsuit.” Pekin Insurance Co. v. Wilson, 237 Ill.2d 446, 930 N.E.2d 1011 (2010). The Supreme Judicial Court of Massachusetts refers to this as the “in for one, in for all” rule. GMAC Mortgage v. First American Title Insurance …