Where the defendant has a prior superior interest in the contested property in the form of a lien created by agreement, they do not need to file with the secretary of state in order to perfect the lien.The 1st District Appellate Court reversed the decision of Cook County Circuit Judge Ann Collins-Dole.On Aug. 3, 2013, Michel Malek purchased a 2012 BMW 650i from Gold Coast Exotic Imports LLC. The terms of sale, which included credit from a prior transaction between the two, meant that Malek only paid $6,551.20 at the time …