Where the insured argues that the insurer should be estopped from raising the affirmative defense of lack of coverage based on detrimental reliance, the insured must demonstrate that they were prejudiced by surrendering their defense to the insurer.The 1st District Appellate Court affirmed the decision of Cook County Associate Judge Sanjay Tailor.On Oct. 5, 2011, Israel P. Nwidor, a driver for the Chicago Carriage Cab Corp., d/b/a Chicago Taxi Association Inc., struck a motorcycle being operated by James Carrington …