State court is the place for allegations employees of a health-insurance plan told a man to go to an urgent care facility rather than an emergency room, leading to the man’s death, a federal judge held.In a written opinion last week, U.S. District Judge Sara L. Ellis sent the lawsuit Lee Anne Wigdahl brought over the death of her husband back to Kane County Circuit Court.Ellis rejected the argument that the federal Employment Retirement Income Security Act pre-empts Wigdahl’s claims against UnitedHealthcare of …