Insureds have obligation to read policy

Insurance Matters

By Don R. Sampen

Don R. Sampen is a member of the appellate practice group of Clausen, Miller P.C., where he focuses on appellate, commercial and insurance-related litigation. He also teaches insurance law at Loyola University Chicago School of Law. His column appears twice monthly.

Posted November 26, 2018 3:38 PM

The Illinois Supreme Court recently held that the limitations period for an action by an insured against an insurer or agent for failure to procure requested insurance runs from the time the insured has the opportunity to read the policy, and not from the denial of coverage.The insurer in American Family Mutual Insurance Co. v. Krop, 2018 IL 122556 (Oct. 18), was represented by Leahy, Eisenberg & Fraenkel Ltd. Hinshaw & Culbertson LLP represented American Family’s agent, Andrew Varga. Taylor Miller LLC …

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