Debt collection — character of debt, credit listing

Posted February 13, 2019 3:33 PM

Where a debt collector reported that a debtor owed nine $60 debts rather than one $540 debt, the collector did not misstate the character of the debt under the Fair Credit Reporting Act.The 7th U.S. Circuit Court of Appeals reversed a decision by U.S. District Judge Virginia M. Kendall.Diane Rhone received physical therapy from Illinois Bone and Joint Institute. The business billed her $134 for each session. Insurance covered all but a $60 co-pay per session. Rhone never paid her co-pay and the institute turned to the …

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