Multiple limits on declarations pages results in stacking

Insurance Matters

By Don R. Sampen

Don R. Sampen is a member of the appellate practice group of Clausen, Miller P.C., where he focuses on appellate, commercial and insurance-related litigation. He also teaches insurance law at Loyola University Chicago School of Law. His column appears twice monthly.

Posted March 25, 2019 3:52 PM

The 5th District Appellate Court recently held that the listing of liability limits twice in the declarations pages of an automobile insurance policy required that the limits be stacked, so that twice the limits set forth in the policy would apply to the underlying claimants’ claims.The case is Hess v. Estate of Klamm, 2019 Ill. App (5th) 180220 (Feb. 11, 2019). The insurer, State Auto Insurance Cos. d/b/a Meridian Security Insurance Co., was represented by Pretzel & Stouffer Chtd. Winters, Brewster, Crosby & …

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