Where an insured seeks compensation from underinsured motorist coverage, no underinsured motorist coverage is provided once the insured has received what he would have received had the tortfeasor carried adequate coverage.The 1st District Appellate Court affirmed the decision of Cook County Circuit Judge Sophia H. Hall.Joseph Gean was in two two-car collisions in the space of four months. On Aug. 20, 2010, Gean was in a collision with a driver insured by Infinity Insurance with a $20,000 limit for bodily injury on the …