What is a crime?Because accidental death policies exclude coverage if death occurs in the course of a commission of a crime, the question can be challenging as a recent decision by the 10th U.S. Circuit Court of Appeals illustrates.The ruling in Caldwell v Unum Life Insurance Company of America, 2019 WL 4463495 (10th Cir., Sept. 18, 2019) (nonprecedential), an accidental death insurance case, found that driving in excess of …