In today’s case, the 7th U.S. Circuit Court of Appeals explains the difference between total disability and residual disability benefits in insurance policies and the requirements for each to apply.In Fiorentini v. Paul Revere Life Insurance Co., 2018 WL 3059078 (7th Cir. 2018), Henry Fiorentini, owner and president of Panatech Inc., a small technology company, lost his right ear due to cancer. He applied for and …