Fair Debt Collection Practices Act — repossession

Posted April 3, 2020 3:28 PM

Where a debt collector cannot repossess property under the Fair Debt Collection Practices Act unless the property is collateral under an enforceable security interest and the repossessor has a present right to possession of the property.The 7th U.S. Circuit Court of Appeals reversed a decision by Judge Tanya Walton Pratt, Southern District of Indiana.Nicole Richards obtained an auto loan from Huntington National Bank to finance her purchase of a used Chevrolet Tahoe. The loan agreement gave the bank a security interest in …

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