No business loss coverage because of pandemic closures

Insurance Matters

By Don R. Sampen

Don R. Sampen is a member of the appellate practice group of Clausen, Miller P.C., where he focuses on appellate, commercial and insurance-related litigation. He also teaches insurance law at Loyola University Chicago School of Law. His column appears twice monthly.

Posted December 15, 2020 12:07 PM

The U.S. District Court for the Northern District of Illinois recently held that business interruption insurance coverage under an “all risk” policy issued to a Chicago tavern did not provide coverage for loss of business due to an order by the governor of Illinois closing “non-essential businesses” during the COVID-19 global pandemic. The case is T&E Chicago LLC v. The Cincinnati Insurance Co., 2020 U.S. Dist. Lexis 217090 (N.D. Ill., Nov. 19). The insured tavern, T&E, was represented by Anderson & Wanca of …

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