Court finds no homeowners coverage for claims of tenant injured in residence

Insurance Matters

By Don R. Sampen

Don R. Sampen is a member of the appellate practice group of Clausen, Miller P.C., where he focuses on appellate, commercial and insurance-related litigation. He also teaches insurance law at Loyola University Chicago School of Law. His column appears twice monthly.

Posted March 8, 2022 12:51 PM

The 4th District Appellate Court recently held that a claim by a tenant residing in the policyholders’ home was excluded from coverage under a homeowners policy provision excluding coverage for bodily injuries to “residents.” The case is Farmers Insurance Exchange v. Cheekati, 2022 IL App (4th) 210023 (Feb. 7). Farmers was represented by Lewis Brisbois Bisgaard & Smith LLP of Chicago. Jeff W. Lindsay P.C. of Bloomington represented the insured owners, Vidyasagar Cheekati and Vijaya Kasireddy. Robert A. Langendorf P.C …

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